One of the benefits provided to employees across the GCC is the terminal benefit prescribed by each country’s labour law – commonly called the leaving indemnity. For long-serving employees, this can be a very significant saving. Built up from contributions from the employer, leaving indemnities are often co-mingled with the business’s cash as part of its working capital (with a corresponding liability) and retained within the business. Keypoint Trust B.S.C. (closed) is licensed by the CBB as a provider and administrator of trust services and can set up trusts to hold end-of-service benefits and protect employees’ interests.